This time of year can be expensive and have two more birthdays to think about as we lead up to Christmas.
WOULD AN EMPTY BOX DO!
What I tend, as talked about before, is I do a budget for each person and then have an idea of what they would like to get for birthdays and Christmas.
Christmas is going to be different this year, with lockdown and many shops being closed, so looks like Online Shopping is gonna be the theme this year.
What I tend to do is look all round an online shop and see what offers there are and see if they have a clearance sale. Stores like ASOS, Amazon and Very do, and you can get some really good clothes in these sections, of many online shops.
I do save my change and it has been a life saver, and I would encourage everyone to do that as, Rob Brydon says, “Every bit goes a long way”.
There are cashback sites too, but be aware some charge a fee, to use their services. Yet my bank Halifax do a cashback scheme too. Never used it as it on how much you have actually spent, which is told to you.
The best one is Top Cashback, which Martin Lewis who owns the site Money Expert.com recommends.
Be aware of scams, as this time of year they will crop up. Take no notice of any emails saying they are from HMRC and you are owned a refund or rebate. Complete nonsense. They would never send an email, but will be a written letter in the post.
I am going to add an Amazon video below of some gift sets available from Amazon this Christmas and other items that would bee great as gifts too. However, still do your maths, as they can be cheaper online or in store. It all depends on the product, and time of year.
There is a whole week sale on Amazon, as it is Black Friday week, finishes on the 30th November at midnight:
So more to come next week, and have a wondeful weekend, and my Tea and Biscuits post will be up tomorrow morning too.
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Many thanks for reading,
Carrie X
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